The tenure of your business and the operations thereof, your products and services, the actions of personnel under your supervision including staff outsourced are all sources of potential damage to third parties.

These will generate a liability imposed by law that makes you responsible for repairing the damage caused to a third party by financial compensation which can be imposed by a court or after a friendly transaction. This type of insurance covers the amount of the indemnity as well as defense costs and the appointment of lawyers.

SPECIAL POLICY ACCORDING TO THE ACTIVITY:

• Housing and Condominiums
• Personal and Family
• Industries and Commerce
• Construction Companies
• Surveillance Companies
• Professional Responsibilities (hospitals, doctors, engineers, accountants, lawyers)
• Social and Sports Clubs
• Special Events e.g.: Sports, Concerts, Weddings, Parties, Rental of Facilities, Exhibitions, Competitions, etc.

SCOPE OF COVERAGE

• Damages arising from accidents within insured premises and/or resulting from your activities, products and/operations throughout the national territory.
• Damages caused to neighboring properties.
• Damages to property for which you are legally liable.
• Personal Injuries including death caused to third parties and that are caused by persons for whom you must legally respond eg. Guardians, employees, domestic staff, independent contractors
• Emergency Medical expenses on the premises